ING DIRECT’s Orange Savings Account has changed to 2.75% APY. The rates for the Electric Orange Checking Account have changed as well. $0-49,999.99 earns a 1.50% APY $50,000.00-$99,999.99 earns a 3.05% APY $100,000.00 or more earns a 3.25% APY Rates are variable and effective 10/09/08