Monthly Archives: February 2020
Feb 15 2020
Banks Mortgage Company Refuses to Adjust Rate to Remain Competitive

Banks Mortgage Company Refuses to Adjust Rate to Remain Competitive

Why would a bank or mortgage company refuse to adjust a borrowers loan to remain competitive with the going rates vs a borrower going with a different bank and then the old lender loses on the interest profit that the loan would have produced.

At first this seems like it makes sense, so why do banks not do this for customers?

  1. One thought is that the are taking advantage of customers and that they will not refinance.
  2. The mortgage bank believes it can continue to take profit from the higher interest loans.

Basically the bank hedges its bet that customers will not refinance a loan.  The profit to a bank on a mortgage that reduces from 3.5% to 3% over 30 years on $500,000 principal can be several hundred thousand dollars, that’s a significant amount of money that the bank stands to make.

And then there’s the practice of banks packaging so called “low profit”  loans and selling the off.  Banks are looking to maximize profits and reduce risks.

It pays to refi if rates drop and you can qualify.  Look for low or no cost loans, usually no points, stay away form ARMs which auto adjust and can leave you exposed paying higher rates.

Feb 10 2020
Guo Wengui Claims Death Toll From Coronavirus Now Over 50,000 #coronavirus

Guo Wengui Claims Death Toll from Coronavirus Now Over 50,000

Wengui a billionaire living in exile in the United States.

These claims of Chinese officials covering up the truth, comes as reports and evidence that this strain of coronavirus spreads in hospitals and other close areas quicker. Perhaps through ventilation systems.



Feb 6 2020
The Rolling Stones 2020 ‘No Filter’ Tour North America @rollongstones

Tickets for these dates will go on sale Friday, February 14 at 10:00 AM local time. A limited number of exclusive VIP packages will be available. For ticketing information, please visit

American Express® Card Members can purchase tickets before the general public beginning Wednesday, February 12 at 10:00 AM through Thursday, February 13 at 10:00 PM.

AEG Presents’ Concerts West is the promoter of The Rolling Stones NO FILTER 2020 North America tour.

At this time there is only one west coast show in San Diego. Hopefully others will be added, perhaps Norther California or even Los Angeles.

Upcoming dates

May ’20
16 U.S. Bank Stadium MINNEAPOLIS, MN
20 Nissan Stadium NASHVILLE, TN
24 Circuit of The Americas AUSTIN, TX
29 Cotton Bowl Stadium DALLAS, TX

June ’20
6 New Era Field BUFFALO, NY
10 Ford Field DETROIT, MI
14 Cardinal Stadium LOUISVILLE, KY
19 FirstEnergy Stadium CLEVELAND, OH
23 Heinz Field PITTSBURGH, PA
27 The Dome at America’s Center ST. LOUIS, MO

July ’20
1 Bank of America Stadium CHARLOTTE, NC
5 Raymond James Stadium TAMPA, FL
9 Mercedes-Benz Stadium ATLANTA, GA

Feb 5 2020
The 1894 Wine Bar at Vroman’s Bookstore – Opening February 10th, 2020

The 1894 Wine Bar at Vroman’s Bookstore


Bentley making drinks Sample Drink

Introducing the new the 1894 Wine Bar at Vroman's Bookstore

Follow The 1894 on social media!

We can’t thank Ale von Sydow -Design Principal- and her team at McAnulty+von Sydow Architecture enough for our beautiful new wine bar, The 1894. Ale’s creative vision and tireless work ethic are extraordinary. She is someone who never sees problems, only possibilities. She worked vigilantly to come up with solutions that fit our budget and helped us make important choices about where our money would be best spent to improve our overall project. Ale spoke “contractor” fluently and was invaluable in overseeing the project and navigating the permitting and inspection processes. The proof of her design skills is obvious in our final project—the bar is beautiful! Ale’s attention to detail can be seen in all the special little touches where she elevated the ordinary to the extraordinary From the beginning it was obvious that Ale was committed to being our partner and creating something together that we could all be proud of. She was an absolute joy to work with—patient beyond belief, with a great sense of humor—and we look forward to our next project with her!


Feb 5 2020
Pasadena Rose Bowl Centennial Logo Design Challenge 100 Year Celebration Logo, Win $1,000 @RoseBowlStadium

How to enter:



We never want to limit your creativity, so how this game is played is up to you! We just have a few quick steps that might make it a bit easier for you to get started:

1.) You can draw, paint or digitally create your logo – all we need is an uploaded image of your work (PDF, JPG or PNG format).

2.) All entries must be submitted before 11:59PM on March 2nd.


All entries must be submitted between January 29th at 8:00AM (PST) and March 2nd at 11:59PM (PST).
Winner announced March 9th at 12:00PM (PST).


Feb 5 2020
Santa Anita Chili Cook-Off Sat, Feb 22, 2020

The Winter Meet heats up with the fifth annual Santa Anita Chili Cook-Off!

It’s a battle of the tastiest, spiciest and most mouth-watering chili recipes in So-Cal! Teams from all over are vying for your votes to call themselves the Santa Anita Chili Cook-Off Champs. Plus, all Chili sales go to benefit the Foothill Unity Center.

Don’t miss out on chili tastings, craft beer, wine and world-class live Thoroughbred Racing!

This event benefits the Foothill Unity Centerfoothillunitycenter

Chili Cook-Off Starter Pack ($28) – Early bird pricing before Feb. 5 is only $18!

Ten (10) chili tastings + People’s Choice Vote
One (1) craft beer or wine
$5 betting voucher
Club House Admission
Access to trackside seating
Racing Program
Wagering Tip Sheet

Note: Must be 21 or over to purchase this package

Buy Tickets