Feb 15 2020
Banks Mortgage Company Refuses to Adjust Rate to Remain Competitive
 

Banks Mortgage Company Refuses to Adjust Rate to Remain Competitive

Why would a bank or mortgage company refuse to adjust a borrowers loan to remain competitive with the going rates vs a borrower going with a different bank and then the old lender loses on the interest profit that the loan would have produced.

At first this seems like it makes sense, so why do banks not do this for customers?

  1. One thought is that the are taking advantage of customers and that they will not refinance.
  2. The mortgage bank believes it can continue to take profit from the higher interest loans.

Basically the bank hedges its bet that customers will not refinance a loan.  The profit to a bank on a mortgage that reduces from 3.5% to 3% over 30 years on $500,000 principal can be several hundred thousand dollars, that’s a significant amount of money that the bank stands to make.

And then there’s the practice of banks packaging so called “low profit”  loans and selling the off.  Banks are looking to maximize profits and reduce risks.

It pays to refi if rates drop and you can qualify.  Look for low or no cost loans, usually no points, stay away form ARMs which auto adjust and can leave you exposed paying higher rates.

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Feb 10 2020
Guo Wengui Claims Death Toll From Coronavirus Now Over 50,000 #coronavirus
 

Guo Wengui Claims Death Toll from Coronavirus Now Over 50,000

Wengui a billionaire living in exile in the United States.

These claims of Chinese officials covering up the truth, comes as reports and evidence that this strain of coronavirus spreads in hospitals and other close areas quicker. Perhaps through ventilation systems.

 

 

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Feb 6 2020
The Rolling Stones 2020 ‘No Filter’ Tour North America @rollongstones
 

Tickets for these dates will go on sale Friday, February 14 at 10:00 AM local time. A limited number of exclusive VIP packages will be available. For ticketing information, please visit rollingstones.com.

American Express® Card Members can purchase tickets before the general public beginning Wednesday, February 12 at 10:00 AM through Thursday, February 13 at 10:00 PM.

AEG Presents’ Concerts West is the promoter of The Rolling Stones NO FILTER 2020 North America tour.

At this time there is only one west coast show in San Diego. Hopefully others will be added, perhaps Norther California or even Los Angeles.

Upcoming dates

May ’20
8 SDCCU Stadium SAN DIEGO, CA
12 BC Place VANCOUVER, BC
16 U.S. Bank Stadium MINNEAPOLIS, MN
20 Nissan Stadium NASHVILLE, TN
24 Circuit of The Americas AUSTIN, TX
29 Cotton Bowl Stadium DALLAS, TX

June ’20
6 New Era Field BUFFALO, NY
10 Ford Field DETROIT, MI
14 Cardinal Stadium LOUISVILLE, KY
19 FirstEnergy Stadium CLEVELAND, OH
23 Heinz Field PITTSBURGH, PA
27 The Dome at America’s Center ST. LOUIS, MO

July ’20
1 Bank of America Stadium CHARLOTTE, NC
5 Raymond James Stadium TAMPA, FL
9 Mercedes-Benz Stadium ATLANTA, GA

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Feb 5 2020
The 1894 Wine Bar at Vroman’s Bookstore – Opening February 10th, 2020
 

The 1894 Wine Bar at Vroman’s Bookstore

OPENING FEBRUARY 10TH…

Bentley making drinks Sample Drink

Introducing the new the 1894 Wine Bar at Vroman's Bookstore

Follow The 1894 on social media!

We can’t thank Ale von Sydow -Design Principal- and her team at McAnulty+von Sydow Architecture enough for our beautiful new wine bar, The 1894. Ale’s creative vision and tireless work ethic are extraordinary. She is someone who never sees problems, only possibilities. She worked vigilantly to come up with solutions that fit our budget and helped us make important choices about where our money would be best spent to improve our overall project. Ale spoke “contractor” fluently and was invaluable in overseeing the project and navigating the permitting and inspection processes. The proof of her design skills is obvious in our final project—the bar is beautiful! Ale’s attention to detail can be seen in all the special little touches where she elevated the ordinary to the extraordinary From the beginning it was obvious that Ale was committed to being our partner and creating something together that we could all be proud of. She was an absolute joy to work with—patient beyond belief, with a great sense of humor—and we look forward to our next project with her!

Press:

https://www.pasadenastarnews.com/2020/01/29/vromans-wine-and-beer-bar-the-1894-prepares-for-february-opening/

https://www.timeout.com/los-angeles/news/shut-up-and-take-our-money-vromans-bookstore-is-opening-a-literature-themed-wine-bar-012820

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Feb 5 2020
Pasadena Rose Bowl Centennial Logo Design Challenge 100 Year Celebration Logo, Win $1,000 @RoseBowlStadium
 

How to enter:

Here

HOW TO PLAY:

We never want to limit your creativity, so how this game is played is up to you! We just have a few quick steps that might make it a bit easier for you to get started:

1.) You can draw, paint or digitally create your logo – all we need is an uploaded image of your work (PDF, JPG or PNG format).

2.) All entries must be submitted before 11:59PM on March 2nd.

3.) HAVE FUN!

All entries must be submitted between January 29th at 8:00AM (PST) and March 2nd at 11:59PM (PST).
Winner announced March 9th at 12:00PM (PST).

 

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Feb 5 2020
Santa Anita Chili Cook-Off Sat, Feb 22, 2020
 

The Winter Meet heats up with the fifth annual Santa Anita Chili Cook-Off!

It’s a battle of the tastiest, spiciest and most mouth-watering chili recipes in So-Cal! Teams from all over are vying for your votes to call themselves the Santa Anita Chili Cook-Off Champs. Plus, all Chili sales go to benefit the Foothill Unity Center.

Don’t miss out on chili tastings, craft beer, wine and world-class live Thoroughbred Racing!

This event benefits the Foothill Unity Centerfoothillunitycenter

Chili Cook-Off Starter Pack ($28) – Early bird pricing before Feb. 5 is only $18!

Ten (10) chili tastings + People’s Choice Vote
One (1) craft beer or wine
$5 betting voucher
Club House Admission
Access to trackside seating
Racing Program
Wagering Tip Sheet

Note: Must be 21 or over to purchase this package

Buy Tickets

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Jan 31 2020
Tesla Battery Day April 2020
 

Tesla Battery Day

Tesla Battery Day April 2020

With 400 mile range now being slated for the Model S and X updates, we could see 500 mile range with the next model updates, perhaps with smaller battery footprints and intelligent power management systems.

The engineering technology with battery and autonomy that Tesla is developing is outpacing and at scale to leave competitors wondering how they can catch up, perhaps Tesla will license their technology to others.

Much like Tesla Autonomy Day Event in 2019.

 

https://www.youtube.com/watch?v=tbgtGQIygZQ

 

 

 

 

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Jan 30 2020
Porkys Pit Stop BBQ Pasadena
 

Porkys Pit Stop BBQ Pasadena
1531 E Washington Blvd, Pasadena, CA 91104

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Jan 30 2020
Apple Releases iOS 13.3.1 #apple #ios
 

iOS 13.3.1 includes bug fixes and improvements. This update:

  • Fixes an issue in Communication Limits that could allow a contact to be added without entering the Screen Time passcode
  • Adds a setting to control the use of location services by the U1 Ultra Wideband chip
  • Addresses an issue that could cause a momentary delay before editing a Deep Fusion photo taken on iPhone 11 or iPhone 11 Pro
  • Resolves an issue with Mail that could cause remote images to load even when the “Load Remote Images” setting is disabled
  • Fixes an issue that could cause multiple undo dialogs to appear in Mail
  • Addresses an issue where FaceTime could use the rear facing ultra-wide camera instead of the wide camera
  • Resolves an issue where push notifications could fail to be delivered over Wi-Fi
  • Addresses a CarPlay issue that could cause distorted sound when making phone calls in certain vehicles
  • Introduces support for Indian English Siri voices for HomePod

For information on the security content of Apple software updates, please visit this website:

https://support.apple.com/kb/HT201222

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Jan 29 2020
Cheeseburger Week Pasadena 2020 @626food #cheeseburger #burger #dinela #visitpasadena #pasadenaca #foodie #CheeseburgerWeek
 

Celebrating the Invention Of the Cheeseburger in Pasadena

Lionel Sternberger invented the cheeseburger in 1924, while working at his father’s roadside stand in Pasadena, California. The restaurant was called the Rite Spot and Lionel called his creation the Aristocratic Burger. Restaurants and locals pay homage to Lionel’s achievement annually with a week-long celebration starting January 26th through January 31st, 2020. Restaurants throughout Pasadena offer special menu items and deals during Cheeseburger Week. Take part in the Cheeseburger Challenge by voting for your favorite cheeseburger and more.

During Cheeseburger Week from January 26th to January 31st, Pasadena honors Lionel Sternberger’s genius in being the first to put cheese to hamburger and serve it at the Rite Spot in Pasadena in 1924.

Forty of Pasadena’s favorite restaurants, lounges and burger joints offered their signature burgers, some special creations and great deals during Pasadena Cheeseburger Week

Sunday, January 26, 2020 – Friday, January 31, 2020

For more information.

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