Register now for Innovation Summit Pasadena! Earlybird Special until June 6th
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More and more people are starting businesses everyday and with that comes a need for financial assistance. In the current economy, banks are less likely to approve your loan request unless you have stellar credit and have a top notch business plan, why not try p2p lending and borrowing instead.
Take for instance, Prosper. Prosper is a p2p lending and borrowing company that connects more than 1.7 million customers every month. The company has helped fund more than $500 million in personal loans since they were founded. The basic of Prosper is this: either invest your money at a rate of 5.52%-9.09% or borrow money with an APR of 6.73%.
Borrowers simply choose an amount they will need, what it’s purpose is for, and post a listing of sorts. Investors can then view these listings and invest in those that match their criteria. After investors and borrowers are matched, the loan is funded and fixed monthly payments are made, with the investor receiving a portion of the payments.
Lending Club, also a p2p lending and borrowing company, has helped thousands of investors find businesses to invest in. The company offers investors a return rate of 5.47% to 10.27%, depending on the type of loan. Borrowers at Lending Club have to meet a more stringent criteria than those at Prosper. Lending Club is not just in the p2p business, they also offer a wide variety of financial products, including:
- 401k Rollovers
- Traditional Retirement Accounts
- Self-Employed Retirement Accounts
- ROTH Retirement Accounts
- SEP
- SIMPLE
- IRA Transfers
There are many reasons why you should go with a p2p lending and borrowing company. Security is never an issue: Both Prosper and Lending Club use the highest security protocols possible for financial data transfers. For investors, you will have a monthly cash flow with low volatility. And for qualified borrowers, you will have a better likelihood of being approved than with a national chain bank. The choice is simple.
The all electric Chevy Spark is expected to go on sale next month and the price will be in the $20k range, after tax incentives and rebates.
The range is 80 miles or so depending on your driving style.
What is more exciting is that GM/Chevy will be offering a $199/mo lease option on the Spark.
The Spark is expected to go on sale in California and Oregon in June 2013.
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According to the GM/Chevy – Spark website and the Los Angeles Times:
The Chevy Spark lease runs for 36 months and requires a $999 down payment on a car with a sticker price of $27,495. It includes a limit of 12,000 miles annually, after which drivers would pay 25 cents a mile.
That tracks closely to the deals recently promoted by Nissan and Fiat. Nissan dropped the entry-level price on the Leaf to by $6,400 to $28,800, and paired that with a $199-a-month lease and a $1,999 down payment.
The lease on the new Fiat 500e, which stickers at $32,500, is $199 a month with a $999 down payment.
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Cherry Season 2013 – UPDATE
The M&M Ranch will be opening for a shortened (and early) Cherry season beginning this Thursday, May 23. We will be open the following days/hours:
Thursday, May 23 – 9:00am to 5:00pm
Friday, May 24 – 9:00am to 6:00pm
Saturday, May 25 – 9:00am to 6:00pm
Sunday, May 26 – 9:00am to 5:00pm
Thursday, May 30 – 9:00am to 5:00pm
Friday, May 31 – 9:00am to 6:00pm
Saturday, June 01 – 9:00am to 6:00pm
Sunday, June 02 – 9:00am to 5:00pm
The Cherries are looking great and will be juicy and tasty, just like always!
If the Cherries last, we will try to add a third weekend.
We hope to see everyone up here!
Sincerely,
Bill – M&M Peach Ranch
48745 3 Points RdLake Hughes, CA 93532
(661) 724-1398
- 48745 Three Points Road
- Lake Hughes, California 93532
| Phone | (661) 724-1398 |
| Website | https://www.mmpeachranch.com |
Pasadena Farmers’ Market Now in the Playhouse District
Open Wednesdays, April 17-Oct. 30
3:30-7:30 p.m.
The market is located in the 500 block on East Union Street, adjacent to gardens of Fuller Seminary. This is just a few blocks south of the Foothill Freeway, and two blocks east of N Los Robles.
The 1st Annual Uptown Whittier Tuesday Farmer’s Market
Join us for Opening Day at Uptown Whittier’s 1st Annual Uptown Whittier Tuesday Certified Farmer’s Market. Opening Day is set for next Tuesday, May 21st from 3-7pm.
We know that by offering a second Farmers Market, our Uptown visitors can now purchase these Certified products twice a week in Uptown. Both our Tuesday and Friday Markets are Certified insuring the highest quality of fruits and vegetables.
Our new Tuesday event will be located on Bailey Street between Greenleaf Ave and Comstock Ave. The Uptown Whittier Tuesday Certified Farmer’s Market will hold 26 separate vendors which will include, Certified Growers, Food Artisans and Uptown Restaurant foods provided by JB’s BBQ, Steve’s BBQ, and Candylicious.
Shoppers can spend time in Uptown at our 80 shops and boutiques as well as experience Uptown Whittier’s 50 plus restaurants and eateries.
Our Ribbon Cutting & Opening Day is May 21st starting at 3:00 p.m. and running until 7:00 p.m.
Join us along with The Whittier Area Chamber of Commerce for Uptown’s Newest Event!
The Market will be opening every Tuesday until October 2013.
See you at the Market! “It’s Good to be in Uptown!”
Join Muir Ranch for our upcoming “School is Out” Farm-to-Table dinner!
Dinner is catered by Meg Taylor & Large Marge Sustainables, Ray Cirino’s Pizza Dragon, and the Muir Ranch catering class, with ingredients sourced from Muir Ranch crops.
The event features guest speaker Robert Egger, founder of DC Central Kitchen and LA Kitchen, who will speak on food waste, food access and food justice.
When: Sat., June 1 from 4-7 pm
Eventbrite link: https://summerinterns.eve
Cost: $60
: 1905 Lincoln Ave, Pasadena, CA – enter in the back on Canada St. and park in student parking lotWe have a gift registry for kitchen supplies!
https://www.bedbathandbeyond.
Last name: RanchQuestions? Contact: Nisha Vida: vida@localglobalworks.
Thanks and hope to see you on June 1st!!
Mud and the Muir Ranch Team
Phone: (818) 834-7074
Email: ray@dragonoven.com
Website: https://www.dragonoven.com
Costco members can start saving big on their home loans. Costco has now teamed up with First Choice Loan Services to provide customers with mortgage services (both loans and refinancing programs). Together, the two businesses are committed to providing you with superior service and faster response times.
Costco has partnered with a multitude of lenders that provide superior service and low rates. These lenders include: CapWest Mortgage, PrimeSource Mortgage, FCB, WestStar Mortgage Inc, Bank of Internet USA, Wyndham Capital Mortgage, Sterling Bank, REMN, Vanguard Mortgage, and First Choice Loan Services.
Members may have savings of more than $5,000 over the typical life of your loan. GoldStar members have lender fees of less than $750 and Executive members have lender fees of less than $600.
All rates and results provided to you are provided by third-party lenders in the Costco Mortgage Services program. You sensitive data is never collected for marketing purposes by Costco. When entering your information, that data is transferred to the lenders using SSL technology, keeping hackers away from your sensitive information.
Refinancing and home loans at easy, low rates with Costco Finance! Getting started is simple too! Enter your information into the short form provided, describing your current mortgage situation. The data is then transferred to lending partners who will send you competitive quotes, all within seconds!
Costco is there for those who have issues too. If you do not get matched with a lender, you’ll have the chance to review the information you submitted and try again. If you’d prefer, you can also contact Costco Mortgage Services by phone and talk with a customer service representative who will help you get in contact with a lender that will work with your needs.
Think Costco first when it comes to your home mortgage. With low rates and refinancing programs, you can save big (up to $5,000) with Costco Mortgage Services.
America’s number one electronic cigarette with more than one million satisfied customers is V2Cigs. The company has been online since March 2011 and has quickly become the number one source for many Ecigs consumers everywhere.
Electronic cigarettes, also known as e-cigarettes or Ecigs, are small devices that contain a liquid mixed with small amounts of nicotine, that when smoked, produce a harmless vapor. Ecigs have become increasingly popular because they deliver nicotine without the harsh side-effects of smoke, odor, and ash.
V2 has quickly become the top supplier for Ecigs across the United states, providing customers with everything they need to get started. Customers simply choose a manual or automatic battery and pair it with a slew of different cartridge flavors. The V2 Standard ECig Starter Kit includes everything you need to get started, including ten cartridges, a USB wall charger, an automatic battery, and a manual battery.
You will more than likely find the exact strength and flavor you’re looking for at the V2 site. Currently, there are ten different flavors available in varying strengths of 1.8%, 1.2%, .6%, and 0% nicotine. The flavors offered are as follows:
V2 now offers 13 flavors ; including 3 Limited Edition flavors
V2 Red
V2 Congress
V2 Sahara
V2 Menthol
V2 Peppermint
V2 Mint Tea
V2 Cherry
V2 Vanilla
V2 Chocolate
V2 Coffee
V2 Grape (Limited Edition)
V2 Classic Menthol (Limited Edition)
V2 Cola (Limited Edition)
Worry-free smoking is made easier than ever with V2. The company backs their products with a 30-day money back guarantee.
V2 30 Day Money Back Guarantee
o 30 Day Money Back Guarantee excludes Cartridges and E-liquids purchased separately from starter kits
o 30 Day Money Back Guarantee excludes shipping cost
V2 also backs their products with a lifetime warranty. If your product ever breaks, simply contact customer service and they’ll take care of you.
Want to smoke your Ecigs for free? V2 Cigs Smoke4Free referral program lets you do just that. Everytime you refer a friend and they make a purchase, you’ll receive a $15 account credit. What could be better than that. Get paid to refer others and enjoy the benefits of Ecigs. Head on over to V2Cigs are order your Ecigs today!
