Victor Caballero
This blog is written by Victor Caballero. I write about a wide variety of topics ranging from music to community events to energy.

How to Earn 10% or More On Your Money I am a big believer in microlending and peer to peer lending/borrowing as a great alternative to big banks. As an investor looking for the best return on your money, you can earn over 10% return on your money, this is a far cry from what […]

Lending Club is a consumer loan origination and investment platform. Since its incorporation company has originated about $545,000,000 in shape of loans to prim credit borrowers. Company is providing loans at attractive terms and conditions than offered by any bank or credit cards. Normally, loans are funded by investors by eliminating the different costs like […]

The image of my rather short and stout college economics professor at the front of the lecture hall and bellowing out his mantra on wise investments, face turning three shades of red… it’s a vivid picture indelibly engraved in my memory. Funny looking little man that he was, he was also a financial genius and […]

For the investors, both the Prosper and Landing Club are equally popular. But many assume that both fix their interest rates in the same way but this is not so? Prosper’s way is very similar to the way Ebay performs its auction, whereby the interest rate is set by the lenders through the bidding process. […]

We all are looking for ways to get ahead and especially in this economy we could all use a boost of some sort.  Well if you happen to have some funds that you are looking to invest, or are looking for funding for a project, we have the site for you.  Prosper.com is the largest […]

Entrepreneur Access to Capital Act Passes, What Does it Mean? Ordinary investors can now invest up to $10,000 in a small business and if that business makes it big an investor could rake in large returns. Basically referred to as crowdfunding which was restricted to accredited investors, the rich folk aware of the risks of […]

Prosper launches exciting changes today Dear, I’m pleased to share with you the significant enhancements we made today on Prosper. As you know, we’ve been working hard over the past year to improve the lender and borrower experience. Loss rates have significantly improved, and actual lender returns are currently averaging 10.4%*. Today’s enhancements include a […]

There are two popular services for p2p -peer to peer lending. 1. Prosper – get more details here 2. Lending Club – Click here to learn more about Lending Club Borrow up to $25, 000. Rates as low as 7.89%. Good credit required. Lending Club is a social lending network where members lend and borrow […]

Received this letter in my email: Apparently those in California are not able to use Prosper, again. Discontinuance of CA State Offering Dear, We are writing to inform you that we are discontinuing our California intrastate offering at this time. We have been overwhelmed by the outcry from potential investors around the country who want […]