Money can be a tricky thing. It’s difficult to know what to do with it when it’s in short supply, and equally hard to know what to do with it once you have some! Of course you could go on a spending spree, but if you do, you often feel guilty for not having been as wise with your money. Saving it for a rainy day is a wise thing to do, but why not make your money work for you? You can save and have your cash grow at the same time!

Investment is big business- there are many businesses and programs that need financial help to get on their feet, and in the hands of a skilled entrepreneur, they will often pay back their investors with a handsome bonus very quickly. But how do you get involved in investment? Normally you would need an investment banker, who would require a minimum fund and a large commission.

Not anymore. Betterment is a free to use service available online and for the iPhone which allows you to manage and invest your money with ease, see how other people are investing and get advice from professionals. Instead of charging you for transactions or any profits made, Betterment simply takes a percentage of your balance each your balance each year, depending on how much you have with them. The highest rate is still as low as 0.9%! Best of all, there is no minimum investment! From pennies to thousands, you have the opportunity to invest today.

So, if you’ve got some spare cash, now is the time to think about investment. Better your finances with Betterment.