Ransomware as it is called, is a variation of malware that takes over your computer packaging personal data and taking control of your master boot records and disabling your computer and then requiring you to pay a fee to enable your computer to boot.
This is taking the whole malware, virus world to a new level.
So beware of Ransomeware as we see this new threat rise.
We have see viruses, malware, crapware, and now ransomware.