Referral note: the link and code in this post are mine. If you sign up and qualify, you get $5 — and Cash App may send me a bonus too.
If you have ever split a dinner check, paid the gardener, or sent a few dollars to a family member, you know how handy it is to move money straight from your phone. Cash App is the app I use for that, and right now there is a simple way to start with a little free money.
What Cash App is
Cash App is a money app from Block, Inc., the company behind Square. It launched in 2013 as an easy way to send and receive money, and it has grown into a broader financial platform — though sending money to people you know is still what it does best.
You send and receive money for free using a $cashtag, phone number, or email address. Beyond that, the app offers:
- Cash Card: a free, customizable Visa debit card with no monthly fees, accepted anywhere Visa is, including ATMs, that spends from your Cash App balance.
- Direct deposit: an account and routing number so a paycheck or benefits can land in your balance, up to two days early.
- Savings, stocks, and bitcoin for those who want them, all inside the same app.
One thing worth knowing: Cash App is not a bank. It provides banking services through partner banks that are FDIC members, so it works like a bank account for everyday purposes without being one.
The $5 starter bonus
Here is the offer, exactly as Cash App puts it to me:
Get $5 when you send $5+ with Cash App. Create your account with my code: XT6GFM2. Terms apply.
Sign up for Cash App with my referral link
How to claim it:
- Tap the referral link above, or download Cash App and start creating your account.
- Enter my referral code XT6GFM2 when you sign up — it has to go in before you send money, or the bonus will not track.
- Link a debit card to your new account.
- Send $5 or more to someone within 14 days of entering the code, as the referral terms require. Your $5 bonus is added to your Cash App balance once the steps are verified.
Two cautions before you send money
Cash App payments are fast because they are built to be final. Send money only to people you know and trust — there is no credit-card-style chargeback if something goes wrong. And Cash App will never ask for your PIN, your sign-in code, or a payment to “release” a bonus; anyone who does is running a scam.
If you have been meaning to try it, starting with $5 back on your first $5 sent is an easy way in: cash.app/refer/XT6GFM2 — code XT6GFM2.
Photo: a person using a smartphone to make a payment. European Commission / Audiovisual Service, CC BY 4.0, via Wikimedia Commons.
