Monthly Archives: April 2012
Apr 25 2012
AT&T Speed Reduction – Using more than 3GB in future billing cycles will result in reduced speeds
 

ATT Free Msg: Your data usage has reached 3GB this month. Using more than 3GB in future billing cycles will result in reduced speeds. You can use Wi-Fi to help avoid reduced speeds. Visit www.att.com/datainfo or call 866-344-7584 for more info.

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Apr 25 2012
Free Magazine Subscription – free business publications for professionals
 

Who says you can’t get anything for free? Freebizmag provides hundreds of trade and business publications for our visitors. These trade publications are available at NO COST to qualified individuals. The Freebizmag platform screens visitors for their occupational background upon their arrival to the site. Individuals then select publications in their industry and complete publisher qualification forms as their request for a free subscription.

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Apr 24 2012
Invite to Tech/Entertainment Sushi Dinner May 1 on Crowdfunding Social Media
 

Want to grow your business?
Join Entertainment and Tech Mixer and Dinner on May 1

Learn about Social Media , Building Your Brand, and Crowdfunding on
Enjoy Sushi Dinner and Open Bar

Network wtih entertainment and creative execs, tech, digital media, web services, startups, entrepreneurs, small business owners and tech who want to grow their business

RSVP: www.popupMay.eventbrite.com

 

Date; May 1 4pm-9pm
Place: Piccolos Bookstore, West Los Angeles
Info: [email protected] or 310 736 1541
Produced by: iHollywood Forum and Angel Launch
Supporting Partner: New Media Film Festival
Cost: $15 for program and open wine bar; $30 with program, Sushi Dinner and Open wine bar.

HEAR FOUR SPEAKERS WITH OPEN BAR FOR ONLY $15:

 

  • IMPLICATIONS OF NEW JOBS ACT AND CROWDFUNDING FOR STARTUPS AND INVESTORS; AND STRATEGIES FOR SUCCESS FOR STARTUPS
  • GENERATING REVENUE FROM SOCIAL MEDIA
  • EXTENDING AND GROWING YOUR BRAND

 

Overview of Schedule:
3:30-4:00 Registration
4:00-4:50 Generating Revenue from Social Media Marketing
5:00-5:50 How to Extend and Grow Your Brand
6:00-7:15 Networking Dinner and Drinks
7:15-8:30 Jobs Act and Crowdfunding for Startups

 

__________________________________________

 

DETAILS OF SCHEDULE

 

4:00-5:00 Using Social Media for Marketing and Generating Revenue
Presenter: Susan Johnston, Founder, New Media Film Festival

Susan is a compelling speaker who offers concrete technical and practical social media strategies and tools to promote your product or service using social media. Learn how how engage customers with blogs, contests, social networks, video and mobile apps to create loyalty and lead to sales and revenue. View case studies and real life examples.

 
5:00-5:50: Building an Authentic Business Brand
Presented by: Howard Lim, President, HOW Creative, www.HowCreative.com

 

This seminar is a must for every attendee from entrepreneur, small business owners, startup, CEOs and VPs for Fortune 500s. Get ready for refreshing, relevant and content-rich seminar from building a brand in the proper sequence to increasing customers and profits. Howard will punch through the jargon and misconceptions and deliver branding truths that have been proven in the marketplace, over and over again. He will present case studies and use his Fortune 500 experiences and show you how to apply it towards your business, product or services shaving years of costly mistakes.

6:00-7:15 Networking Dinner 

7:15-8:00 Jobs Act and Crowdfunding for Startups
7:15-7800  Presentation:
Bennett Kelley, Attorney, Founder Internet Law Center
8:00-8:30  Panel Discussion:
Bennett Kelley, Attorney, Internet Law Center
Jon Basset, Analyst, DFJ Frontier  (VC Firm early stage )

 
President Obama signed the JOBS Act officially opening up a new source of funding for small companies and startups. This section will allow financing via crowdfunding. Participants can raise as much as $1 million a year without having to do a public offering — a step requiring state-by-state registrations that can cost thousands of dollars, Learn how to use this act to your advantage as a startup or small business owner.
•What is a strategy to raise funds? How much will it cost?
•Will this type of funding will open up more opportunities for capital to flow into startups?
How do you approach investors?
•What is your game plan to take advantage of this law?
•What are implications for investors and how should they be protected ?
•What are common mistakes that startups make, and how can you avoid?

 
Cost:
Basic Program: $15
Includes all programs, open bar (wine and soda) and networking. Does not include dinner.

Dinner; $30
Includes all programs and Buffet Japanese Dinner and Open Bar (wine, soda, water) Menu: Teriyaki Beef, Teriyaki Chicken, Yakitori Grilled Vegetables, Assorted Sushi, Green Salad, Sumi Salad, Panfried Noodles, Rice, Wine, Soda.

 

 

Want to give a demo? Call 310 736 1541 if you want a demo table, give demo to audience, and attendee list.

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Apr 24 2012
Garden Chats-Arboretum Garden Festival-Sat & Sun, May 5 & 6
 

Garden Chats-Arboretum Garden Festival-Sat & Sun, May 5 & 6

Hi Everyone!  The Arboretum’s fabulous Garden Festival begins with a party on Friday night, May 4 ($5 for Arboretum members/$10 for non-members), and is followed on Saturday and Sunday, May 5 & 6 with a…

  • Unique and Unusual plants for sale
  • Garden Chats with talks by plant and experts – see schedule below.  A PDF is also attached.  Free with admission (Adults $8, Seniors & Students $6, Children 5-12 $3, Under 5 free)
  • Marketplace Specialty Vendors
  • Craft and gardening activities for kids and families
  • Live entertainment, Walking Tours & Artists Painting in the Gardens
  • Food Trucks
  • Beer for Books
  • Educational Landscape Designs
  • Earth Dreams –  Sculptures in the Garden
  • www.arboretum.org

 

GROW! A GARDEN FESTIVAL at the LA ARBORETUM, 301 North Baldwin Ave., Arcadia CA 91007

GARDEN CHATS – SATURDAY, MAY 5, 2012 – Free with Admission

 

11AM                                     SCOTT DAIGRE                      TOMATOMANIA!                                                                                                                

Celebration Garden

TOMATOMANIA! is owned and produced by Scott Daigre, “a garden designer turned the Dale Carnegie of tomatophiles.”  Join him while he tells you all about the care and feeding of great heirloom and hybrid tomato varieties…and then follow him to the Tomatomania booth and select your favorites!  A dedicated home gardener, Scott shares his love of digging in the dirt through event appearances, speaking engagements, books, and videos that offer tools and tips for amateur and veteran gardeners alike. He is also a great designer and owner of Powerplant Garden Design based in Ojai.  www.tomatomania.com

 

12NOON                               NICHOLAS STADDON          GREAT PLANTS TO ENHANCE YOUR GARDEN                

Celebration Garden           

Nicholas Staddon, Director of New Plants for Monrovia Nursery, promises to light up our gardens for another year. He will present a dazzling selection of Monrovia plants that can capture our attention regardless of the month or season. He will introduce us to new and not so new plants that are great performers in Southern California. Working with breeders, hybridizers, and professional Plant Explorers, he scours the globe for new discoveries in the plant world. He works closely with professional garden writers and Monrovia’s customers, providing information on plants both old and new – sharing his views on garden trends.  He is a favorite and frequent speaker at the Arboretum. www.monrovia.com

 

1PM                                        ROSALIND CREASY              EDIBLE GARDENS:  WHAT MOST GARDENERS WANT TO KNOW               

Celebration Garden

Plant breeders and nursery people know much about edible plants, but that information seldom reaches the home gardener. Did you know that cilantro is a short day plant that needs cool weather? Or, did you know those large beefsteak tomato varieties have many ovaries and most need warm humid nights to pollinate properly? How do you know which vegetables to grow in the winter, and which to grow in the summer? There’s a rule of thumb: If you eat the leaf, tuber, or flower bud, the vegetable prefers cool conditions. If you eat the fruit (ie. tomatoes and squash are botanical fruits) or the seeds, it needs warm conditions to produce well.  Come and hear more! Rosalind is a garden and food writer, landscape designer, and a pioneer in the field of integrating edibles into the landscape. Her most recent book is Edible Landscaping: The New American Garden.  Learn from the best!  www.rosalindcreasy.com

 

2PM                                        JILL MORGANELLI                HOME ORCHARDS: FRUIT TREE SELECTION AND CARE                

Celebration Garden

Jill Morganelli, Horticultural Supervisor at the Arboretum, will present her best fruit tree and shrub selections for Southern California backyards.  These must-have proven performers are well suited to urban environments and will provide loads of delicious fruit.  Jill will share her criteria for making good choices when shopping for plants and share some basic growing tips.  She will also highlight selections from our new Garden for all Seasons.  Get the inside ‘picks’ for a bountiful harvest of fresh fruit from your yard to the kitchen table.  Jill teaches many classes at the Arboretum, including Organic Fruit & Vegetable Gardening, a very popular ongoing seasonal series. www.arboretum.org

 

3PM                                        LILI SINGER                           THE JOYS OF GARDENING WITH NATIVE PLANTS                         

Celebration Garden

California’s native plants offer gardeners many pleasures– from fragrance (the best), color (amazing) and texture (exquisite) to glorious bird and butterfly activity, to ease of care and low water bills! A varied assortment of gorgeous, garden-worthy native plants – including many of the speaker’s favorite flora – will be shown and described, with helpful tips on plant selection, installation and ongoing maintenance. Lili has worn many hats through the years, all of which have contributed to her limitless knowledge about most anything that grows!  She was the host of “The Garden Show” on radio station KCRW-FM, wrote a gardening column for a design magazine, taught gardening and horticulture through UCLA Extension, consulted on homeowners’ gardens throughout Los Angeles, and had her own very successful magazine called The Southern California Gardener.  Today Lili leads the Thursday Garden Talks at the Arboretum and is Special Projects Coordinator for the Theodore Payne Foundation.  www.theodorepayne.org

 

SQUARE FOOT GARDENING WITH JOANN CAREY

“Saving the world, one square foot at a time.”

SATURDAY, MAY 5 AT 11AM AND 1PM

Nothing compares to the flavor of food that is grown in healthy soil, without pesticides, and allowed to grow until just the right time for harvest.  Square foot gardening uses only 20% of the land space of a conventional garden and saves both water and time. There is no tilling of the soil so anybody can do it. Join JoAnn as she explains the concept of this successful technique. Home Learning Center in the Garden for All Seasons

 

 

GROW! A GARDEN FESTIVAL at the LA ARBORETUM, 301 North Baldwin Ave., Arcadia CA 91007

GARDEN CHATS – SUNDAY, MAY 6, 2012 – Free with Admission

 

11AM                     MARCO BARRANTES            BEFORE & AFTER: GARDEN TRANSFORMATIONS          

Conference Room

Marco Barrantes of La Loma Development Company will demonstrate through photos the breadth and depth of La Loma’s projects in the local world of sustainable landscaping.  Using “before, during, and after photos,” topics will include rainwater harvesting, natural pools, urbanite terraces, recycled and renewable materials, veggie gardens outside of the box, local permaculture, and how to create a beautiful, health-giving yard.   Marco received his Masters in Landscape Architecture and Masters in Environmental Planning from UC Berkeley; he also has over ten years of experience as a certified Permaculture designer, and has excelled in forging partnerships between community members, non-profit organizations, and city government for green and sustainable projects.  www.lalomadevelopment.com

 

12 NOON              DAN HINKLEY                       A GARDEN CONDENSED: A PLANTSMAN’S PURSUIT OF GOOD PLANTS  

Conference Room

Plantsman and Plant Explorer Daniel Hinkley will take you on a visual tour of areas of the world that he has explored for good garden plants, highlighting the process of getting those plants from nature to our gardens.  While experiencing the wilds of Australia, New Zealand, Chile, Vietnam and China, the attendee will be immersed in the process of observing a plant in the wild through observation of its performance in gardens and subsequent introduction into the nursery trade. Dan is a writer, popular lecturer and keen gardener with advanced degrees in horticulture from Michigan State and the University of Washington. One of the founders of the original Heronswood Nursery in Kingston, Washington, he now brings his expertise to Monrovia Growers as well.   www.danieljhinkley.com

 

1PM                        STEVE GERISCHER                 CREATIVE CONTAINER GARDENING                

Celebration Garden

Growing plants in containers can add a variety of different dimensions to a yard, a garden, a balcony or even a deck or patio. There are so many ways to enjoy creative and unusual combinations of containers and plants – and a multitude of new choices out there.  An admitted ‘container gardening junkie,’ Steve will share some tricks of the trade to having a joyous and bountiful ‘contained’ garden.  An award-winning landscape designer, teacher, and current president of the Southern California Horticultural Society as well as vice president and board member of Pacific Horticulture Society, Steve has been gardening locally since childhood. He has appeared on HGTV’s Landscaper’s Challenge (where his was the design chosen and installed) and formerly worked and lectured at Smith & Hawken in Beverly Hills and Hortus in Pasadena.  [email protected]

 

2PM                        JOHN LYONS & LEIGH ADAMS          WATER HARVESTING, EDIBLES AND CALIFORNIA NATIVES        

Conference Room              

Designers Leigh Adams and John Lyons have collaborated on a unique water harvesting garden design in the hills of Altadena.  Lyons and Adams will describe the development of a thriving organic garden blending fruit trees, native plants and storm water, a garden rich in pollinators, delicious fruit and vegetables and lush flowering mounds.  Watch the installation of the hardscape and the burgeoning plant growth supported by careful tending to the enriched soil in their PowerPoint presentation where you will see this delightful garden blossoming over its first 18 months.  Learn how you can apply and benefit from these same concepts in your own garden.   John, an avid practitioner of organic garden cultivation, has been one of the Arboretum’s most popular speakers, including his most recent class “More Chickens & Bees.” An avid practitioner of organic garden cultivation, he has a reputation for his passion and zeal which produces spectacular results. www.thewovengarden.com   Leigh‘s love of art and children has resulted in a variety of differing art installations and activities.  A very talented artist in many mediums, she created a 960 foot “DreamSnake” in the Australian section of the Arboretum using glazed tiles in mosaic patterns. She is also known for her basketry and gourd art as well as her beautiful mosaic work.  www.laglassart.com

 

3PM                        LARAMEE HAYNES                               LUSH GARDENS THAT NEED LITTLE WATER                                                    

Celebration Garden

A garden can look lush and full, and still use very little water. There are beautiful plants with large leaves in many shapes and sizes that need only a little water once established. When combined artistically, the result is a rich, vibrant garden that needs water once per week or less. Learn about these wonderful plants and the art of combining them with Laramee Haynes, landscape designer and devoted plant lover. Laramee is a former mechanical engineer, and his background includes a BS in mechanical engineering and an MBA. His education and experience have served him well in his new career in the garden. His favorite part of this new career is the blend of science, engineering and art needed to craft a beautiful and useful garden, and his business continues to focus on residential landscape design and installation. The core skills of the business are artistic paving, irrigation, planting, lighting and garden pruning. He has two installation crews led by Victor Silva and Saloman Vasquez, each with over 20 years experience building gardens for his customers. www.hayneslandscaping.com

 

SQUARE FOOT GARDENING WITH JOANN CAREY

“Saving the world, one square foot at a time.”

SUNDAY, MAY 6 AT 10AM AND 1PM – Home Learning Center in the Garden For All Seasons

Nothing compares to the flavor of food that is grown in healthy soil, without pesticides, and allowed to grow until just the right time for harvest.  Square foot gardening uses only 20% of the land space of a conventional garden and saves both water and time. There is no tilling of the soil so anybody can do it. Join JoAnn as she explains the concept of this successful technique.

 

Jill Berry, Education Manager

Los Angeles County Arboretum & Botanic Garden

301 North Baldwin Avenue

Arcadia, CA 91007-2697

Phone: 626.821.4624

Fax: 626.821.4642

[email protected]

www.arboretum.org

 

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Apr 24 2012
Burbank California Teacher – Honored as Teach of The Year
 

Rebecca Mieliwocki

Burbank California Teacher – Honored as National Teach of The Year at The White House this morning Tuesday April 24, 2012.

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Apr 24 2012
$2 Twelve Size (12oz) Fresh Squeezed Juice and Juice Blends @JambaJuice
 

$2 Twelve Size (12oz) Fresh Squeezed Juice and Juice Blends.
Valid at participating locations 4/24/12 – 4/26/12.
(Click to) print coupon and bring into a local participating store:

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Apr 24 2012
Pet Groomers License Could be Required
 

Pet Groomers License Could be Required

New law being considered

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Apr 24 2012
Drunk out of Hand Sanitizer
 

Hand sanitizer contains grain alcohol and kids can get drunk and even injured.

New teen age trend
USC Dr. Billy Mallon ER Physician is quoted that it is very severe situation.

Six cases this year of teens being rushed to emergency rooms

It can be purchased over the counter or free.

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Apr 23 2012
SkyDrive Cloud Storage 7GB Free or 25GB Upgrade Free
 

Microsoft is offering 7GB of their SkyDrive Cloud Storage (2GB File Size Limit) for Free for new users. Thanks ahbskauh & number13

Note, existing users may upgrade to 25GB of storage for Free when you login and click here

Get the SkyDrive app for your PC or Mac

With the free SkyDrive app, your important files and photos are with you wherever you go. Get the SkyDrive app

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Apr 23 2012
telyHD Free HD Skype Video Calling
 


Video calling is a growing industry: there are 300 million minutes of Skype TM Video calls made every day. The telyHD revolutionizes the Skype video experience, by bringing it into the living room on almost any TV. Cool huh?

About Tely Labs
Tely Labs was founded in early 2010 with the goal of turning a standard HD television into a two-way communications and entertainment center. Our first product, the telyHD, delivers full HD Skype video calling to any HDTV. Future versions will leverage the Android OS to create entertainment Apps.

telyHD bring Free HD Skype™ video calling to the comfort of your living room. No computer required. Works with any TV.

telyHD – FREE HD Video Calling for Your TV

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Apr 23 2012
FBI Computer Warning – DNS Changer Hack
 

Hundreds of thousands of computers could be affected by a computer virus, under the category of DNS Changer.

We are learning more about this hacker tool, where computers have been infected and basically when you try to go to a certain site, it is blocked or you are re-directed to another site or perhaps no sites at all, if the DNS servers are not available you may not be able to get online.

So watch out for suspect sites that your computer loads.

Here’s more info from the FBI.

The page allows you to enter your DNS and have the page check it for validity.

You can also test to see if you are affected by visiting the following DNSChanger Check-Up sites below. If this Check-Up site indicates that you are affected by DNSChanger, then visit https://www.dcwg.org/cleanup.html for information on how to address this problem.

But the tool at DCWG is not available… perhaps it is getting hit pretty hard.

This page appears to be working:

https://www.dns-ok.us/

DNS Changer Working Group (DCWG)

 

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Apr 22 2012
Save the Date for the 19th Annual Oxnard Salsa Festival!
 

19th Annual Oxnard Salsa Festival

SAVE THE DATE! JULY 28-29, 2012

Presented by the Oxnard Downtowners

 

Mark your calendar for Southern California’s HOTTEST Summer Festival,
and invite your family & friends to come celebrate all things salsa – the Food, Music, and Dance!

 

Plus you won’t want to miss the Friday Night Kick-Off Concert on July 27 featuring the Leslie Paula Band! Tickets on sale soon!

 

Bands Announced!
Get Ready to Dance All Weekend Long!

 

An exciting blend of Salsa, Latin, and Cuban

rhythms will fill downtown Oxnard with sizzling sounds during the 19th Annual Oxnard Salsa Festival weekend at Plaza Park in downtown Oxnard.

 

 

Here’s the band line-up:

 

SATURDAY – July 28, 2012 – 11am-7pm

11:00 to 1:00   Orquesta Charangoa

2:00 to 4:00     Johnny Polanco y Su Conjento Amistad

4:45 to 6:45     Angel Lebron y Su Sabor Latino

 

SUNDAY – July 29, 2012 – 11am-7pm

11:00 to 1:00   Fito Reinoso y su Ritmo y Armonia

2:00 to 4:00     Janeen Puente Orchestra

4:45 to 6:45     Orquesta Tabaco y Ron

Interested in Becoming A Festival Vendor?

Apply by May 11, 2012

If your business is selling salsa, colorful merchandise, or unique artisan products, the Festival offers a terrific opportunity to reach 50,000 customers. Click here to visit the Festival’s Vendor Center.

Become a Festival Sponsor

It’s a great way to enhance your company image, spice up your marketing program, and support this popular FREE community celebration.

If are an individual or small business who loves the Festival and what it means for the Oxnard community, consider becoming a Friend of the Festival. For more information, email [email protected]

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Apr 22 2012
Loans for College Students
 

There are several different types of college loans there are the types the parents has started for a child when he was very young. They hope to be able to support their children through college without any or very little assistance from somewhere else.
Another type of college loan is the type that the student takes out when he is ready to either be enrolled or is enrolled in college. The student has to choose between three different ways to pay the loan back and they are pay less now, pay more now, or pay later. The pay less now and the pay more loans depend on when you pay the interest and how much the student pays when they are going through college. The pay later is what the title says and that is the student pays as much as he can when going through college with the major part coming later after he graduates.

The third and final type of college loans that I am going to write about is for doctor and dentist. The students that go through college to be a doctor or dentist gets scholarships and federal loans. This type of college loan is for when the student has used up both of those and then they turn to www.salliemae.com for help with their residency and relocation help.

A college loan can be helpful to the student that is working their tail off keeping the grades up and trying to learn everything the professionals are teaching them. College can be a pleasant experience with learning an experience that soon wouldn’t be forgotten or a stressful time that no one wants to be around the student. Let Sallie Mae help with some of the problems from college.

The Smart Option Student Loan at www.salliemae.com offers you three ways to repay your student loan and the choices are as follows pay more now, pay less now, and pay later.

The “pay more now” options is an interest repayment options and what that means is while you go to school pay the interest and when you get out of school, you will have a shorter repayment period. This option will save you either twenty percent or five thousand dollars on the total cost of your student loan.
The “pay less now” options is an fixed repayment and what that means is that you will pay twenty five dollars as you go to school and when you get out of school, you will have a shorter repayment period. This option will save you either ten percent or two thousand dollars on the total cost of your student loan.

The “pay later” options is a deferred repayment and what that means is that you will either have no payments or pay as much as you want to while in school and when you get out of school, then you must start paying the student loan back plus interest.
A person filling out the loan application can apply for one hundred percent of the cost of their schooling with a minimum of one thousand dollars. Get 0.25 percent point loan rates reduction while enrolled to make scheduled monthly payments by automatic debit. You can apply to release your cosigner after you graduate from school and make twelve consecutive on-time principal and interest payments.

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Apr 22 2012
Los Angeles Moving Company
 

There is a moving company that is located in Los Angeles, California that thinks they are the best moving company in Los Angeles and maybe they have a right to think that way. The staff is reliable, honest, and friendly. The people that come to move your stuff handle your belongs as if they were they own belongs.
They offer to give you a free quote on how long they think the move will take and how much they charge you to do the move. There will be no hidden cost for the staff and you to discuss at a later date because what you agree upon is the cost that they will charge you.

The Los Angeles Moving Company is worth checking them out to see what you think of them for yourself. Talk to the staff and ask for the free quote on how much to move your belongs to the new place.
On their webpage, right beside Acamin is their motto and their motto is “Top Los Angeles California Moving Company” and they are out to prove it to everyone that they are indeed the best at what they do. Check them out and when you decided that they are indeed the best, pass it around to all your new friends that when they move and if they do, they should try LA movers.
Moving can be scary and something that is scary for people of all ages. Because you don’t know what the people are going to be like and if the business around your new location will be any good. Make the move a little easier and check out the Los Angeles Moving Company that claims to be the top of their field.

 

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Apr 22 2012
Breaking News – Iran Cracks Drone Code?
 

All the drones flying in the skies of the middle east, well they could be vulnerable now that Iran is claiming they have cracked/hacked the software that controls and runs the drones.

Could this mean that drones flying over Iran could be hijacked and made to fly over and crash back into unintended targets? Imagine hundreds of drones hijacked by the Iranian government and they are sent to crash. This could be the worse case nightmare.

Russia and China have both expressed interest in the downed drone and perhaps they are part of the reverse engineering that has taken place to enable what Iran claims is copy the drone.

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Apr 22 2012
Keep America Buy America Made [email protected]
 

David Seliktar
KeepAmerica.com

200 vendors = 2000 products from all over the country

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Apr 21 2012
The Rise Of The Payday Lender
 
Loans

Loans (Photo credit: jferzoco)

Guaranteed Payday Loans have revolutionised the financial lending industry.  So much so that the number of credit cards in circulation and the total credit card borrowing fell in 2011 according to a report by Price Waterhouse Coops (PWC).  The driving force behind this is the repercussions of the global recession making banks and building societies far more cautious about what they lend and to whom.

The banking industry has never been under such scrutiny.  They have been widely blamed for the global recession which continues to face us on a daily basis, because of their generous and unrealistic lending for mortgages that were beyond the borrowers means.  This has led to the industry being placed under the spotlight, practises being questioned and consequently banks are now terrified to lend money for fear of being criticised.  The implications of this are that customers find it harder to borrow money be it for mortgages, bank loans or credit cards.

Guaranteed payday loans are a product of these circumstances as companies have been rushing to fill the gap in the market for short term lending that the banks have left.  Payday lenders work on the premise of lending a small amount of money for a small amount of time.  They charge a high rate of APR because the loan is short term i.e. 1737% APR equals £25 for every £100 borrowed.  They are quick and easy to apply for over the internet and there are generally no questions asked i.e. no credit checks therefore extremely accessible to consumers.

The rise of the payday lender is due to these factors as people who find it hard to borrow elsewhere turn to these types of lenders instead.  They are now becoming a more mainstream way to borrow money.  The biggest market sector is younger consumers who turn to payday loans firstly because they understand technology therefore use the internet other digital devices to make applications to the loan companies.  Secondly, the younger generations are finding it increasingly hard to find jobs and also to find jobs that pay a reasonable amount of money.  Most payday loan applicants earn under £25,000 and therefore need to borrow money to make ends meet.

The rise of the payday lenders is attributed to the fragile economy, lack of lending from the banks and the demand for short term borrowing especially from young people or people who are struggling financially.  Guaranteed payday loans are easy to apply for, the deposit is quick to appear in bank accounts and there is little bureaucracy associated with the process, making it an appealing option for people facing financial difficulties.

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Apr 21 2012
OrigAudio RockIt Audio
 

OrigAudio on Shark Talk

Turns anything into audio

Michael Szymczak and Jason Lucash

Nobody likes to travel with bulky speakers

To take take your audio

The Rocket

The Rock IT

anything can be turned into a speaker

Vibration technology,

Turns a trash can into a speakers,

Upside down fishing boat

Folding speakers

recycled speakers

eco friendly

 

1, yr 750k in sales

RockIT – $49.99

Shipped from Mike’s garage

over 500 stores around the country

lots of business online

Net profit $150k, but they didn’t pay

exclusive license in China, 5 years, license would have to be renewed

How is it worth a million years

Strong relationship

 

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Apr 21 2012
Mimis Cafe – FREE Lunch or Dinner Entree April 21-27, 2012 – Coupon
 

 

https://i2.wp.com/enterprise.fishbowl.com/shared/images/27917287438/27917287438_20120420230715.jpg?w=480&ssl=1Mimis Cafe – FREE Lunch or Dinner Entree April 21-27, 2012 – Coupon

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Apr 21 2012
WordPress 3.3.2 Update
 

WordPress 3.3.2 Update

Languages: English • Русский • (Add your language)

On April 20, 2012, WordPress 3.3.2 was released to the public. This is a maintenance and security update.

For version 3.3.2, the database version (db_version in wp_options) remained at 19470.

Installation/Update Information
To download WordPress 3.3.2, update automatically from the Dashboard > Updates menu in your site’s admin area or visit https://wordpress.org/download/release-archive/.

For step-by-step instructions on installing and updating WordPress:

Updating WordPress
If you are new to WordPress, we recommend that you begin with the following:

New To WordPress – Where to Start
First Steps With WordPress or Upgrading WordPress Extended
WordPress Lessons
Summary
Three external libraries included in WordPress received security updates:

Plupload (version 1.5.4), which WordPress uses for uploading media.
SWFUpload, which WordPress previously used for uploading media, and may still be in use by plugins.
SWFObject, which WordPress previously used to embed Flash content, and may still be in use by plugins and themes.
WordPress 3.3.2 also addresses:

Limited privilege escalation where a site administrator could deactivate network-wide plugins when running a WordPress network under particular circumstances.
Cross-site scripting vulnerability when making URLs clickable.
Cross-site scripting vulnerabilities in redirects after posting comments in older browsers, and when filtering URLs.
A full log of the changes made for 3.3.2 can be found at https://core.trac.wordpress.org/changeset?new=20554%40branches%2F3.3&old=20087%40branches%2F3.3

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