If you are planning for buying a house or a new car and your current credit score is troubling your mind, then there is no need to worry as there still are ways of raising credit score fast. You don’t have to wait for years to improve your score. Here are some tips which can really help you clean your credit history within 30-60 days so that you can qualify for better loan where you can reap the benefits of low interest.

First advice on how to clean credit report is to pay down balances on your credit cards. Next is never to use your entire credit line each month as it will plunge your score. It is suggested to keep your balances below 30% of your credit limit. The next very important factor to be considered is to check if your credit report is reporting your credit limits correctly for your cards? Incase not then call the issuer of your credit card for updating the status. It is highly suggested not to use those credit cards in which your credit limit is not reported as it will make you appear as you are maxed out. One way of dramatically increasing the credit score is by asking you family member or trusted friend to add you as an authorized user to one of their old cards. If you have been a great customer for number of years but had missed a payment due to adverse circumstances, you can always request your creditor for erasing the negative marks by writing a goodwill letter. There is also a method called ‘pay for delete’ where you can make a deal with collection agency for removing a debt from your report if you pay it. This method works well for the amount of $500 and below. Not to cancel you unused credit card accounts as it can lower your score. Last but most important always pay your bills on time. Just remember if your account goes to collection agency then that blot remains on your credit report for whole seven years.

Well having said that, I want to say in the end that unless and until you have serious black marks such as foreclosure or bankruptcy on your credit report, you can very easily rebuild credit fast with above mentioned tips in 1 to 2 months.